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Homeowners are responsible for repairs of water and sewer lines running from their homes out to the street connections. Older homes and homes with older trees may be at risk of these lines failing, which can result in costly repairs. Service Line Insurance is available from countless insurance carriers to cover these repairs and the monthly premium costs are generally quite modest. Persons with trusted insurance agents or brokers should contact those persons to inquire about this, or check with a current carrier providing general homeowner's coverage. Otherwise, options to purchase these policies can be found online. When researching and making inquiries, comparisons should be made as far as premium costs, what is covered (and what is not), deductible amounts and limits of coverage.